If you or your loved one is having difficulty living by themselves, assisted living may be the best option. For those who are aging or dealing with a disability, assisted living allows them to get the daily help that they need while also maintaining independence. It's a great option for those who require extra care but who aren't quite ready to go into a nursing home. There are a variety of assisted living facilities throughout the US and different levels of care are available. Here are three things to know about assisted living.
There are Different Levels of Care
The first thing that you should be aware of is that not all assisted living facilities are the same in terms of the services that they offer. There are varying levels of care from facility to facility. It's important to do your research and determine whether or not a facility offers the services you or your loved one require. Some facilities offer light help with daily tasks. Other facilities offer more advanced care and even nursing services. Before making a decision, it's important to determine if the level of care offered will be enough.
Costs Can Vary
The cost of assisted living can vary significantly depending on various factors. The amount of care provided, the type of facility, and even the state the facility is in can all have an impact on how much you will pay. The average cost for assisted living is around $4,000 per month. While assisted living can be pricey, many choose to sell their homes or use their retirement funds to cover the costs. For those who need care but still value their independence, these facilities are often worth the costs.
Ways to Pay
For those who are struggling with how much assisted living can cost, there are various ways to pay in addition to selling your home or using retirement funds. Those who have long term care insurance can use their policy to pay for much of these costs. For those who were in the military, veteran's benefits may cover the costs of assisted living. Instead of selling a home, renting it out and using the income to pay for assisted living is an option. Medicaid may also cover the costs of assisted living for those who have little or no assets.
Assisted living is a great option for those who value their independence but need help with daily tasks. There are a few things to know when it comes to these facilities. First, there are varying levels of care from facility to facility. Costs can vary but average out to $4,000 per month. There are also various ways to fund assisted living ranging from using retirement funds to Medicaid.
For more information about assisted living, contact a company like Sequoia Springs Senior Living.
